Loss of Deposits Insurance

NZAC is pleased to provide Loss of Deposits Insurance to NZAC members resident in New Zealand who are participating in an NZAC or other instruction course or guided trip within New Zealand (e.g. Adventure Consultants, Alpinism & Ski Wanaka, Aspiring Guides or NZMGA).

This insurance endorsement has been made possible by Alpine Risk Management (see Financial Disclosure Statement, pdf 195kb) and is underwritten by ACE Insurance Ltd.

Once you have booked your NZAC or other company's course, or guided trip, it is advisable to take out our 'Loss of Deposits' Insurance.

Once paid for, then for any unforeseen circumstance* you are unable to attend, you are covered for the loss of deposits up to a maximum of $5,000 exclusive of GST. An excess of $100 will apply to each and every claim.

*as defined in the endorsement.

Loss of Deposits Endorsement wording (pdf, 25KB)

Full Insurance Policy Document (pdf, 208kb)

Optional Extension

For an additional premium, cover can be extended to insure you for any unrecoverable travel or accommodation expenses directly related to the instruction course, or guided trip. The maximum you may claim under this extension is $1,000 and is subject to a single policy excess of $100. This benefit is in addition to the loss of any deposits.


The Loss of deposits Insurance Premium is 5% of your course Registration fee.
The Optional Extension for Travel and Accommodation Insurance = NZD$57.50 (GST incl).


Download a copy of the Application form (PDF, 481KB) and send it to Narina in an email to insurance [at] alpineclub [dot] org [dot] nz; by fax: (03) 3777 594 or post to PO Box 786, Christchurch 8140.

Please note that all applicants must be NZAC members - if you are not currently a member you can join at the same time - see the Application Form for more details and visit Membership Benefits to see some of the other benefits of joining NZAC.

Who is eligible for LOD insurance:

  • NZ Citizens and Permanent Residents
  • Visitors from overseas living and working legally in NZ with an appropriate visa (visitors to NZ on tourist visas only are not eligible for our LOD insurance)
  • Australian residents can obtain this cover through our Travel Insurance.


Claims are handled by Alpine Risk Management (see Financial Disclosure Statement, pd 195kb). Visit the Claims webpage for more details.

An excess of $100 applies to each and every claim.

Alpinism & Ski Wanaka Adventure Consultants Aspiring Guides
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