Top Nav


Life Insurance

One item mentioned in many responses to services the Club could provide was life insurance that covers mountaineering and climbing.  We have looked into this and thanks to Peter Garrett, a voluntary group scheme has been brokered and underwritten by Sovereign Insurance.

This policy is only available to NZAC members.

Sovereign is prepared to underwrite life/trauma/accidental death cover worldwide for members who engage in mountaineering.  Income replacement insurance is also available but without climbing and mountaineering coverage.  However, it is possible to write more than one policy on a person’s life, with one covering mountaineering and climbing and the other priced significantly more cheaply by excluding climbing and mountaineering.

For those interested in obtaining life insurance, please email   When emailing Peter, please let him know your full name, date of birth, contact phone number(s) and best time of day to call.  He will then arrange for a Registered Financial Adviser to get in touch with you.


Each policy issued will vary between customers depending on what options are chosen.  Download a description of the Sovereign Life Cover Benefits (pdf, 292kb) and main part of the policy wording (pdf, 71kb) (not a complete wording) for information.


Back to all NZ Insurance Options

Web Design & Development by Publica