Top Nav


NZAC is pleased to provide Loss of Deposits (LOD) Insurance to NZAC members resident in New Zealand who are participating in a NZAC or other instruction course or guided trip within New Zealand (e.g. with NZMGA, Adventure Consultants, Alpinism & Ski Wanaka, Alpine Guides, Alpine Recreation or Aspiring Guides). As soon as you have booked your NZAC or other company’s course, or guided trip, it is advisable to take out our ‘Loss of Deposits’ Insurance. This insurance policy has been made possible by Health & Travel Insurance Brokers Ltd (see Disclosure Statement, pdf 290kb) and is issued and managed by Allianz Global Assistance New Zealand Limited and underwritten by Allianz Australia Insurance Limited (trading as Allianz New Zealand).

What LOD Insurance covers

Once you have paid for your course or trip, then for any unforeseen circumstance you are unable to attend, you are covered for any non-refundable course, accommodation or travel costs up to the total of $10,000 (less the excess of $250 which applies to each and every claim). LOD – Cancellation and Travel Disruption Endorsement (pdf, 112kb) AGA NZ Alpine Leisure Policy (pdf, 377kb)


The Loss of Deposits Insurance Premium is $195.50.


Download a copy of the LOD Application Form (pdf, 189kb) and send it to Narina in an email to; by fax: (03) 3777 594 or by post to PO Box 786, Christchurch 8140.

Please note that all applicants must be NZAC members – if you are not currently a member you can Apply for Membership/ first – see Membership Benefits for some of the other benefits of joining NZAC.

Who is eligible to apply for our LOD insurance:

  • NZ Citizens and Permanent Residents
  • Visitors from overseas living and working legally in NZ with an appropriate visa (visitors to NZ on tourist visas only are not eligible for our LOD insurance)

Please Note: Australian residents can obtain this cover through our Travel Insurance.


All claims require an AGA Claim Form (pdf, 97kb) to be fully completed, and sent directly to together with a copy of your NZAC insurance certificate.  Sandra’s firm Health and Travel Insurance Brokers Limited handles all claims on behalf of NZAC.  She can also be contacted on +64 (0)7 855 0772. An excess of $250 applies to each and every claim.  

Alpine Guides
Alpinism & Ski
Aspiring Guides


Web Design & Development by Publica