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Policy Details

For a full copy of the Policy wording, effective from 31st January 2020, see: NZ Alpine Club Travel Insurance Policy Wording*.

(*For those who purchased their NZAC policy prior to 31st Janaury 2020, please see your policy wording here)

Summary of Benefits:

Following is a summary of the policy benefits with the sum insured.

Section 1: Cancellation / Travel Disruption Benefits

  • Loss of Deposit – $25,000*
  • Cancellation of Journey Paid in Full – $25,000
  • Curtailment – $25,000
  • Missed Connection/Travel Delays – $15,000
  • Travel Delay – $15,000
  • Frequent Flyer Points – $5,000
  • Resumption of Travel – $10,000
  • Strikes and Hijacks – $10,000
  • Evacuation – Civil Unrest in Pacific Islands – $1,500
  • Additional Expenses as a Result of an Act of Terrorism – $3,000

Section 2: Medical Benefits

  • Overseas Medical Expenses – Unlimited*
  • Terrorism Overseas Medical Expenses – $250,000
  • Emergency Dental Expenses
    • Emergency Dental Treatment – Pain Relief Only – $3,000
    • Emergency Dental Treatment as a Result of an Injury – $1,000
  • Incidental Hospital Expenses – $4,000*
  • Accompanying Person – $15,000
  • Search & Rescue – Natural Disaster – $25,000

Section 3: Life Benefits

  • Funeral Expenses – $25,000
  • Accidental Death or Permanent Disablement – $25,000
  • Accidental Death or Permanent Disablement as a Result of Terrorism – $25,000

Section 4: Baggage, Personal Effects and Money Benefits

  • Personal Baggage – Total Limit (including any item insured in Section 4c) – $25,000
    • Personal Baggage – Item Limit – $1,500
    • Personal Baggage – Special Limit (Electronic equipment, Video and Camera Equipment) – $2,500
  • Emergency Baggage Limit – $1,500*
  • Specified High Value Items
    • Maximum Value per Item – $10,000
    • Maximum Total Value – $20,000
  • Travel Documents – $3,000
  • Personal Money – $500
  • Additional Expenses as a Result of an Act of Terrorism – $3,000

Section 5: Personal Liability Benefits

  • Rental Vehicle Excess – $6,000
  • Personal Liability – $2,500,000
  • Defence Costs – Including Wrongful Arrest – $10,000

*Sub-limits apply – please read the policy wording in full for details

Excess: $250 applies to each and every claim

If after reading the policy you have a question about our travel insurance, visit our FAQ’s or if you can’t find the answer there, email Narina.

Coronavirus Implications: See Allianz Partner’s information, including some FAQ’s here – http://www.allianzpartners.co.nz/press-and-media/travel-advisories/coronavirus/

This insurance policy has been made possible by Health & Travel Insurance Brokers Ltd (see Disclosure Statement, pdf 290kb) and is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia).

 

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This Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia). You should consider the Policy Wording before making any decisions about your insurance policy.

The Hollard Insurance Company Pty Limited – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice.

The Hollard Insurance Company Pty Ltd has a financial strength rating of A- (Excellent) issued by A.M.Best Company Inc.

The rating scale* in summary form is:
A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)
C++, C+ (Marginal)
C, C- (Weak)
D (Poor)
E (Under Regulatory Supervision)
F (In Liquidation)
S (Suspended)

Plus (+) or minus (-): Ratings from “AA” to “CCC” may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.

Further information on these ratings is available here.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

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